Gift cards may be redeemed for merchandise or services from participating retailers or kiosks including Bob Ward & Sons and Bed, Bath & Beyond. They are issued in denominations no larger than $500 per single gift card, and are guaranteed for their face value. Some retailers may ask you to follow their normal check cashing procedures by providing identification. Gift cards may not be exchanged for cash. They are the same as cash; if your gift card is lost or stolen, it cannot be replaced. Gift cards are usable only at authorized Southgate Mall merchants. Unless prohibited by law, a $2.50 fee will be deducted each month from card balances starting 12 months and 1 day after the card activation date. Fee for replacing a lost, stolen or damaged card is $2.50. Additional terms and restrictions are stated in accompanying card agreement. Gift cards are not refundable or redeemable for cash or credit, except as stated in the card agreement. Purchase, acceptance or use of card constitutes acceptance of the card agreement. For card agreement, card activation date or customer service visit www.getmybalance.com or call 800-755-8713.